Terms of Use
By using SettleWise ("this site"), you agree to the following terms. If you do not agree, please stop using the site.
Last updated: January 2026
Nature of the service
This site provides free settlement estimation tools and educational content. All calculations run locally in your browser, and we store none of your inputs.
No legal advice & disclaimer
The estimates and articles provided on this site are for educational and general informational purposes only. They do not constitute legal advice and do not create an attorney-client relationship. Estimates are based on publicly known industry-standard methods (the multiplier method) and cannot account for the laws of your jurisdiction, insurance policy limits, liability disputes, or other critical variables specific to your case.
Before accepting or rejecting any settlement offer, you must consult a licensed attorney in your jurisdiction. You are solely responsible for any decision you make based on information from this site.
Intellectual property
The name, logo, copy, code, and design of this site are owned by the site operator and protected by applicable intellectual-property law. Copying, mirroring, or commercial use of site content without written permission is prohibited; calculator output is for your personal use.
Advertising & third-party links
This site displays third-party advertising and may contain external links. We are not responsible for the accuracy of third-party content or its privacy practices.
Limitation of liability
To the maximum extent permitted by law, this site is not liable for any indirect, incidental, special, or consequential damages, and provides no warranty of uninterrupted or error-free service.
These terms are governed by applicable law. If any provision is held invalid, the remaining provisions continue in effect.